Siba Njoba, CFP®
Co-founder · Director & Wealth Manager
Siba walks clients through their biggest decisions with calm and clarity — from a first investment to a business changing hands.
The story behind Imvelo Wealth
We built the firm we wanted families to have.
Two founders. One shared conviction: financial advice can be rigorous and still feel deeply personal. This is how Palesa and Siba brought that belief to life.
- FSCA FSP licence
- 49944
- Founded in Johannesburg
- 2018
Leadership
The two women behind Imvelo.
Certified Financial Planners, co-founders, and leaders who still believe the first responsibility of good advice is to listen.
Palesa Tlholoe, CFP®
Co-founder · Director & Wealth Manager
Palesa believes a financial plan should read like a family’s story — she leads with listening, then builds the structure around what she hears.
Palesa and Siba are supported by a dedicated team across financial advisory, client service, paraplanning, and compliance — so every relationship has specialists behind it.
The meaning of our name
Imvelo
To bring forth.
Our story
Rooted in purpose. Grown through trust.
A name with intention
In isiXhosa, Imvelo speaks to bringing forth. It captures the work of helping people turn plans and possibilities into generational progress.
A practice with purpose
Palesa Tlholoe, CFP® and Siba Njoba, CFP® founded Imvelo in Johannesburg in 2018 with education at the centre of every client relationship.
A promise that stays personal
Every plan begins with a client’s life, responsibilities and goals. The advice is clear, documented and built to keep serving them as life changes.
Who we walk with
Advice for every season of a financial life.
- Professionals building momentum
- Families planning across generations
- People approaching or living in retirement
- Employers and business owners
Johannesburg, South AfricaCompany registration 2018/195882/07 · FSP 49944
Start where you are
Your story is the right place to begin.
Share a little context through our guided WhatsApp introduction. Palesa, Siba, or a member of the advisory team will continue the conversation from there.